Why Cleaning Companies Need Specialized Insurance

Commercial cleaning and janitorial companies work inside client properties daily — handling chemicals, operating cleaning equipment, and managing access to sensitive areas. A single broken window, damaged floor, or employee theft can trigger a costly claim and potentially end a client contract.

Sample Annual Premium (Small Cleaning Company)

CoverageEstimated Annual Cost
General Liability ($1M limit)$500–$1,500
Janitorial Bond ($10K limit)$100–$200
Workers Comp (2 employees)$2,000–$5,000
Commercial Auto (1 van)$1,200–$2,800