Privacy Policy & Cookie Disclosure
Last updated: September 13, 2026
This Privacy Policy explains how InsureZest.com, owned and operated by Wealth Profusion LLC ("we," "us," or "our"), collects, uses, protects, and discloses personal information and cookie data when you access our website, research guides, and interactive tools.
1. Information We Collect
We may collect information you provide directly to us or information gathered automatically when you visit our website:
- Voluntary Form Submissions: When you request a commercial quote or use our policy calculators, we collect your business name, contact name, email address, phone number, state of operation, fleet size, and vehicle/business coverage parameters.
- Automated Log Data: We automatically record technical server logs including your IP address, browser type, operating system, referring URLs, access timestamps, and page interaction data to ensure platform security and prevent spam.
2. Google AdSense & Third-Party Advertising Cookies
Our website may display third-party advertisements served by Google AdSense and affiliated ad networks. Google uses cookies to serve ads based on a user's prior visits to our website or other websites on the Internet:
- Google's use of advertising cookies (including the DoubleClick DART cookie) enables it and its partners to serve ads to users based on their visits to our site and/or other sites on the Internet.
- Users may opt out of personalized advertising by visiting Google Ads Settings.
- Alternatively, users can opt out of third-party vendor use of cookies for personalized advertising by visiting www.aboutads.info or the Network Advertising Initiative at optout.networkadvertising.org.
- European users may manage consent preferences via the European Interactive Digital Advertising Alliance at youronlinechoices.eu.
3. How We Use Collected Information
We use the collected information exclusively to:
- Connect prospective commercial policyholders with vetted, state-licensed insurance carriers, agents, or brokers to fulfill voluntary quote requests.
- Deliver real-time preliminary estimates via our interactive risk calculators and tools.
- Safeguard platform infrastructure against CSRF attacks, bot abuse, and malicious traffic.
- Analyze aggregate reader traffic to improve educational content quality and navigation.
4. Third-Party Lead Sharing & Carrier Network
When you submit an online quote inquiry, your data is securely shared with licensed commercial insurance agencies, MGAs, or insurance carriers operating in your state to evaluate risk and generate requested proposals. We do not sell or rent your personal data to non-affiliated marketing lists.
5. California Consumer Privacy Rights (CCPA / CPRA)
California residents have specific statutory rights regarding their personal information under the California Consumer Privacy Act:
- Right to Know: The right to request details about the categories and specific pieces of personal information we collect.
- Right to Delete: The right to request the deletion of personal information we maintain about you.
- Right to Opt-Out: The right to opt out of the sale or sharing of personal information. We do not sell personal information for monetary consideration.
To exercise these rights, submit a verifiable consumer request to privacy@insurezest.com or visit our Contact page.
6. European Economic Area (GDPR) & UK Privacy Rights
For visitors in the EEA or UK, our lawful basis for collecting and processing personal information submitted through forms is legitimate interest and explicit consent. You hold the right to access, rectify, restrict, erase, or export your personal data at any time upon request.
7. Data Security & Transport Encryption
We employ enterprise-grade 256-bit Secure Socket Layer (SSL/TLS) encryption across all web traffic. Data stored in our production environments is protected by strict firewall rules and access control policies.
8. Contact Our Data Privacy Officer
If you have questions or concerns regarding this Privacy Policy or our cookie practices, please reach out to:
Wealth Profusion LLC – Privacy Compliance1209 Mountain Road PL NE, Ste R, Albuquerque, NM 87110
Email: privacy@insurezest.com · Phone: +1 (800) 518-6294