Self-Employed & Freelancer Insurance
Tailored coverage breakdowns for 1099 contractors, solo practitioners, and consultants — Professional Liability (E&O), general liability, and independent health options.
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Guides & Articles in this Specialty
7 published articles with actionable compliance and pricing factors.
Life Insurance for the Self-Employed: Best Options for 2024
Self-employed workers lose employer-provided group life insurance. This guide covers term, whole, and key person life insurance options and how to choose.
Independent Contractor Liability Insurance: Complete Guide
Independent contractors are personally liable for work-related injuries and property damage. This guide covers GL, professional liability, and what clients actually require.
Short-Term Health Insurance for the Self-Employed: Pros & Cons
Short-term health plans cost less than ACA plans but have major gaps. Learn when short-term coverage makes sense and what risks you must understand first.
HSA for the Self-Employed: The Ultimate Tax-Advantaged Strategy
A Health Savings Account lets self-employed workers deduct health costs three ways. Learn HSA eligibility, contribution limits, and how to maximize the tax benefit.
Retirement & Insurance Planning for Solo Business Owners
How retirement planning and insurance coverage intersect when you're the only person running your business.
1099 vs W-2: How Your Worker Classification Affects Your Insurance Needs
Worker classification changes more than your taxes — it directly determines what insurance you need to carry yourself.
Disability Insurance for Self-Employed Workers: Why It's Often Overlooked
Without employer-provided disability coverage, self-employed workers face a real income gap most don't plan for.
