Terms of Service
Last updated: September 13, 2026
Please read these Terms of Service ("Terms") carefully before using InsureZest.com (the "Site"), operated by Wealth Profusion LLC ("Company," "we," "us," or "our"). By accessing or using the Site, you agree to be bound by these Terms.
1. Informational Purpose — No Insurance Agency Relationship
The Site and its contents (including calculators, interactive tools, and guides) are provided solely for general educational, research, and informational purposes. We are not a licensed insurance agency, broker, producer, or underwriter. No insurance policy is sold, issued, or bound directly by this Site.
2. Use of Interactive Calculators & Estimators
All premium estimators, cost ranges, and policy recommendations generated by our digital tools are non-binding illustrative simulations based on general industry benchmarks. Actual premium rates, deductible structures, and coverage eligibility can only be determined by a licensed insurance company following full underwriting evaluation.
3. Quote Requests & Partner Referrals
When you submit a quote request, you expressly consent to have your information forwarded to licensed insurance agents, brokers, or carriers operating in your jurisdiction. We make no representations regarding the specific pricing, terms, or availability offered by third-party carriers.
4. Intellectual Property
All text, graphics, logos, illustrations, tools, code, and content published on this Site are the proprietary property of Wealth Profusion LLC and are protected by United States and international copyright and trademark laws.
5. Disclaimer of Warranties & Limitation of Liability
THE SITE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED. IN NO EVENT SHALL WEALTH PROFUSION LLC BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, OR CONSEQUENTIAL DAMAGES ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF THE SITE OR RELIANCE ON ANY CONTENT CONTAINED HEREIN.
6. Governing Law & Jurisdiction
These Terms shall be governed and construed in accordance with the laws of the United States, without regard to conflict of law principles.
7. Modifications to Terms
We reserve the right to revise or replace these Terms at any time. Continued use of the Site following updates constitutes acceptance of the modified Terms.
8. Contact Information
For questions regarding these Terms, contact us via our Contact page or at legal@insurezest.com. Review our Privacy Policy and Insurance Broker Disclaimer for related policies.